Name: SME Bank Jom XCESS 2021 (Northern Region)
Start: 04/12/2021 12:30 AM +00:00
End: 04/12/2021 09:30 AM +00:00

SME Bank was established in 2005 is now one of the nation's leading Development Financial Institution (DFI) wholly-owned by the Ministry of Finance and regulated by Bank Negara Malaysia (BNM). SME Bank is fully committed in driving the nation's economic growth by providing not only financing assistance, but also development expertise to small and medium scale enterprises, allowing those businesses to prosper and grow.
The Bank plays an important role in supporting the Malaysian Government&rsquo;s economic and development initiatives such as the National Key Economic Areas (NKEAs) (2010-2020) and the Financial Sector Blueprint (2011-2020).
Over the last decade, the Bank has progressed tremendously in its operations and also human capital developments delivered through its strategic Five-Year Transformation Plan which among others saw the Bank &nbsp;becoming an Islamic Principle Based DFI in 2015.
Moving forward, the Bank aims to strengthen its position as the preferred financial partner for the SMEs.

SME Bank Group

Explore business expansion opportunities with SME Bank.&nbsp;
SME Bank is fully committed in driving the nation's economic growth by providing not only financing assistance, but also development expertise to small and medium scale enterprises, allowing those businesses to prosper and grow.
The Bank plays an important role in supporting the Malaysian Government&rsquo;s economic and development initiatives such as the National Key Economic Areas (NKEAs) (2010-2020) and the Financial Sector Blueprint (2011-2020).

Seberang Jaya Enterprise Centre

Alor Setar Enterprise Centre

Explore business expansion opportunities with SME Bank.&nbsp;
SME Bank is fully committed to driving the nation's economic growth by providing financing assistance and development expertise to small and medium scale enterprises, allowing those businesses to prosper and grow.
The Bank plays a vital role in supporting the Malaysian Government&rsquo;s economic and development initiatives such as the National Key Economic Areas (NKEAs) (2010-2020) and the Financial Sector Blueprint (2011-2020).

Program Financing

Discover our attractive financial and investment products through Commodity Murabahah Deposit and SME Bank FX Services.

Treasury & Investment

Contract Financing is a financing package using the existing financing facilities which are already available in the Bank.
It offers to finance our customers who are Main Contractors or Nominated Sub-Contractors having secured contract(s) or future contract(s) from approved awarding parties mainly Government Ministries, Departments or Agencies.

Contract Financing

We offer takaful advisory service that provides protection solutions for your business and personal possessions. Our focus is to help you understand and protect your business from risk. We provide you with various takaful products and reliable views from takaful providers that protect your investment without denying your right to choose. From protecting your business to employee wellbeing programs and cybersecurity, our advice protects your long-term prosperity.&nbsp;
Our takaful business partners:
<ul>
<li>Syarikat Takaful Malaysia Berhad: <a href="https://www.takaful-malaysia.com.my/home/Pages/Default.aspx">https://www.takaful-malaysia.com.my/home/Pages/Default.aspx</a></li>
</ul>
<ul>
<li>Etiqa General Takaful Berhad: <a href="https://etiqa.com.my/v2/homepage">https://etiqa.com.my/v2/homepage</a></li>
</ul>

SME Bank TAKAFUL Services

Explore our latest innovation which is Assetslink. We have more than 200 assets published. If you are looking to purchase distressed assets such as real estate, commercial vehicles, vessels, machinery, equipment and more...just visit Assetslink.
Assetslink Video: <a href="https://www.assetslink.com.my/images/video/assetslink.mp4" target="_blank" rel="noopener">https://www.assetslink.com.my/images/video/assetslink.mp4</a>
Deals worth Acquiring
1. &nbsp; Properties RM500,000 and below: <a href="https://www.assetslink.com.my/flippingbook/%20" target="_blank" rel="noopener">https://www.assetslink.com.my/flippingbook/ &nbsp;</a>&nbsp;
2. &nbsp; Hospitality assets: <a href="https://www.assetslink.com.my/xcess2021">https://www.assetslink.com.my/xcess2021</a>
Assetslink has a Refer &amp; Earn scheme. &nbsp;
Refer a friend to purchase any asset &amp; be rewarded. &nbsp;&nbsp;
To find out more, just email us: SMEBank-Assetslink@smebank.com.my
&nbsp;

SME Bank AssetsLink

The Centre for Entrepreneur Development and Research (CEDAR) is a wholly-owned subsidiary of SME Bank. Established in 2013 to complement the developmental role of SME Bank, CEDAR aspires to be the centre of excellence for entrepreneur development and transformation. Its mission is to continuously develop the capability of entrepreneurs to sustain their growth in support of the national economic agenda.
Today, SME Bank stands out as the only Malaysian development financial institution with a subsidiary like CEDAR. Applying the concept of business coaching and engagement, the centre conducts research-based coaching, function-based facilitation and entrepreneur-focused mentoring. Entrepreneur programmes undertaken by CEDAR are unique, with an identity that defines the Group&rsquo;s slogan of &lsquo;beyond financing&rsquo; that is championed by the Bank.

CEDAR

ODELA is a B2B e-Commerce Marketplace designed to cater to Small-Medium Enterprise (SME) under one dedicated online platform and ecosystem. ODELA is a robust and seamless platform which is scalable to integrate with multiple platforms.
Who can participate in ODELA?
<ul>
<li>Dedicated for SMEs that can be merchants or buyers for their business growth and wider business community</li>
</ul>
How do I know if ODELA if right for my business?
ODELA multi-platform integration solution is a B2B e-Commerce Marketplace that helps&nbsp;merchants and entrepreneurs sell their products/services and have access to various categories. You can search millions of products and services, contact the suppliers and begin sourcing from our growing online marketplace.
&nbsp;
<ul>
<li>B2B ODELA connects the whole business ecosystem in one platform</li>
<li>Digitally connects all business operations under one roof, and enables digital footprint</li>
<li>(S P O T)&nbsp;</li>
<li>Creates a self-regulated B2B platform based on embedded process, and manage a business&rsquo;s fulfilment needs efficiently</li>
</ul>

ODELA

ScoreXcess is an all-in-one solution designed to revolutionize the microfinancing industry in Malaysia. We have developed an online lead-generating system that can be accessed from anywhere, anytime. Our industry knowledge has allowed us to build the system to seamlessly replace outdated and unsecured processes. We have conducted several in-depth studies to identify the key features that micro and small enterprise applicants need in a solution and these are:
<ul>
<li>Convenience</li>
<li>Simplified application process</li>
<li>Faster loan approval</li>
</ul>
Convenience is an essential component of our solution which is why ScoreXcess allows applicants to apply from anywhere with access to the internet. We have developed a secure way of saving your personal data which means that you only need to fill in your information once. Using our simplified forms, the applicant can apply for several loans easily. The integrated advanced AI, ML and alternate credit scoring enable the pre-screening of applicants to speed up the process.
Once the applicants submit the application, they will be able to monitor the status of their application using our ScoreXcess portal and mobile app throughout the approval process. This will help the applicants plan their finances as they can see if their loans are being processed or have been declined in real-time.

ScoreXCESS

Business Exports Programme (BEP)&nbsp;is a structured intervention programme funded by Ministry of Entrepreneur Development and Cooperation (MEDAC), spearheaded by SME Bank in collaboration with MATRADE.
BEP is aimed for companies to expand their capacity and capability for exports.
Grab this opportunity and be part of the expected economic recovery.
Please download the PDF file for more details.

Business Exports Programme (BEP)

HalalXcess is a one-stop digital platform to facilitate SME Entrepreneurs' readiness to obtain JAKIM Halal Certification for their business and products. The Halal consultation will be delivered through i-Consult, a comprehensive guide supported by the following AI-powered digital tools:
i-Clinic
∙ Assess your readiness to apply for JAKIM Halal Certification based on the score sheet
∙ Provide a moving forward action plan toward Halal-Readiness
∙ Estimates the cost required for Halal-Readiness
&nbsp;
Online Premise assessment
∙ Upload video(s) of your premise for assessment on Halal-Readiness of the premise

Halal XCESS

PETRO TEGUH (M) Sdn Bhd (&ldquo;PETRO TEGUH&rdquo;) is a petroleum retail company with more than 19 years of operations and experience in the country. The company has a growing fuel retail network across Peninsular Malaysia and Sarawak with 27 fuel stations at the end of December 2019. PETRO TEGUH has a long term supply contract with major oil suppliers such as PETRONAS, Shell, Petron and Vitol oil which was then distributed to PETRO TEGUH&rsquo;s dealers throughout the country.
PETRO TEGUH differentiate itself with other petroleum retail company operating in the country by focusing its operations on rural under serviced area which allows it to take advantage of the lack of supply hence allowing the company to put its fuel station brand in stronger footing as it slowly expand its network through the country.
PETRO TEGUH has two type of fuel station namely a full-fledged fuel station and a mini pump station. Both type of fuel station utilizes the company&rsquo;s innovative Portable Container Station (&ldquo;PCS&rdquo;), a transportable, mini-fueling station for a wide range of applications and industries including fully functioning retail sites. By utilizing PETRO TEGUH&rsquo;s PCS, the company&rsquo;s fuel station dealers are able to construct its station at much more affordable cost whilst at the same time allows the dealers to operate the station efficiently and at a reduced operational cost PETRO TEGUH through its partnership with Petronas &amp; Shell. Since the signing of the agreement, PETRO TEGUH has proceed to become one of the most modern and well equipped Petronas &amp; Shell distributors in Malaysia.

PETRO TEGUH (M) SDN BHD

Prowheels Distributor (M) Sdn. Bhd. is the sole importer and distributor for Lubrex lubricants and Zeta tyres. Founded, and registered in 2016 as Achilles Motorsport Distributors which later changed to Prowheels Distributor (M) Sdn. Bhd. in February 2018.
The company is 100 percent owned by Bumiputera. Today, the company has more than 400 registered dealers in Peninsular Malaysia and aiming to increase dealers in the future.

PROWHEELS DISTRIBUTOR (M) SDN BHD

Bateriku.com aspires to disrupt and dominate the Battery, Breakdown and &lsquo;Bengkel&rsquo; (car workshop) market via technology, innovation and sharing economy.&nbsp;
DOWNLOAD Bateriku App: <a title="Bateriku App for Android" href="https://play.google.com/store/apps/details?id=com.bateriku.customer" target="_blank" rel="noopener">ANDROID</a> / <a title="Bateriku App for iPhone" href="https://apps.apple.com/my/app/bateriku/id1149657692" target="_blank" rel="noopener">iPhone&nbsp;</a>
Established since March 2014, Bateriku.com&rsquo;s HQ is located in the heart of Shah Alam, with a total of 150 employees spread across its regional branches within key economic regions of Klang Valley, Southern, Northern as well as the East Coast.&nbsp;
Customers are able to reach Bateriku.com through multiple touchpoints via app booking,&nbsp; web booking, chatbot, 24/7 call centre, social media channels, e-commerce platform, wallet marketplace and even walk-in to its nationwide outlets.&nbsp;
Multiple payment options such as cash, online, credit card, debit card, wallet and even Paylater for instalment programs have made Bateriku.com the ultimate choice for car owners.&nbsp;
Bateriku.com has rendered its on-demand services to more than 500,000 customers offering end-to-end battery replacement services including inspection, delivery and installation. Bateriku.com provides the most comprehensive after sales support and warranty administration with its nationwide coverage.&nbsp;
On top its expanding product range sourced locally and internationally, Bateriku.com also recycles and reenergized scrap battery under its GoRecond brand for sustainable environment.&nbsp;
Powering its business operations are its internally developed technology coupled with big data analytics that have been seamlessly streamlined to co-exist with the back office, 24/7 contact centre and growing on-the-ground network of mobile technician or BHero.&nbsp;
Bateriku.com relies on its technology capablities and business intelligence to manage demand from a single platform that efficiently redistribute traffic to BHero nearest to the customer, ensuring a high level of service quality is adhered to every time, all the time.&nbsp;
An advocate of the Sharing Economy in scaling up business as pioneered by Unicorn companies such as GRAB, Gojek and Foodpanda. Since 2017, Bateriku.com has successfully onboarded and trained more than 500 crowdsourced technicians or BHero all over the country. BHero will be given continuous training and support to ensure customer experience is not being compromised. To date, Bateriku.com has shared close to RM10million with its nationwide BHero network.&nbsp;
Bateriku.com has also developed its own entrepreneurship program called BPreneur and it opens up more opportunity for Malaysians to improve their standard of living. In addition, Bateriku.com has also groomed a number of BHero and transformed them to become BPreneur.&nbsp;
Concurrently, Bateriku.com has established another program referred to as BBuddy to serve roadside assistance (Breakdown) market and also workshop (Bengkel) market. It is basically a collaboration effort between Bateriku.com with Breakdown partners such as tow truck operators and mobile mechanics while &lsquo;Bengkel&rsquo; partners include service / tyre / aircond / repair &lsquo;Bengkel&rsquo;s. To date, Bateriku.com has on-boarded close to 2000 BBuddy nationwide.&nbsp;
 In a nutshell, Bateriku.com is building a sustainable ecosystem comprising of BHero, Bpreneur and BBuddy stakeholders. Each stakeholder is working together seamlessly on top of intelligent technology platform and the formula works well because Bateriku.com brand has manage to attract sizeable sales traffic enabling constant job fulfilment by BHero and BPreneur with the BBuddy network is always ready to assist as and when required.&nbsp;
Bateriku.com is also &lsquo;mobilizing&rsquo; conventional workshop by enabling its mechanic to receive job via mobile app and assisting customers on-site. Rather than waiting for walk- in customers, Bateriku.com is empowering workshop owners to venture outside their comfort zone and improve sales conversion. This is a real solution very much needed by conventional workshops to survive during current MCO and beyond because the world has gone mobile!&nbsp;

BATERIKU (M) SDN BHD

Ayamas Shoppe Sdn Bhd was incorporated in Malaysia in 1978 and is principally engaged in investment holding and the operation of a convenience food store chain.
 Ayamas Shoppe Sdn Bhd has pioneered the business of sales of chicken and chicken related products through the retail chain and convenience store concept in Malaysia. The company opened its first outlet on 29th April 1988.
 Ayamas Shoppe Sdn Bhd sells HALAL and high quality chicken products that is hygienically processed and packed as well as groceries which include herbs and spices, ready-to-eat meals, etc. In addition, the Company also offers a vast array of roast chicken and chicken snacks at their outlets under the brand name: Kedai Ayamas

AYAMAS SHOPPE SDN BHD

Chatime originated from Taiwan and known for its decade-long favourite bubble tea beverage as the biggest tea house chain in the world. The word &lsquo;cha&rsquo; means &lsquo;tea&rsquo;. So technically &lsquo;chatime&rsquo; could be loosely translated into &lsquo;teatime&rsquo;. But today, with over 1000 locations around the globe, Chatime&trade; means so much more than that.
Chatime first made its appearance in Malaysia in 2010. With over a decade of brewing tea and collaborating with international brands to create local bubble tea flavors, Chatime Malaysia is aggressively expanding across the nation.&nbsp;
At Chatime we are committed to the highest standard of quality in every element of our business. We&rsquo;re committed to ensuring the freshness and flavour of every drink we make, and pair this with a commitment to operational standards that are unmatched in our industry.
Check out our <a href="https://www.tiktok.com/@chatime.malaysia" target="_blank" rel="noopener">Tiktok</a>

CHATIME

<a title="MOTAC website" href="http://www.motac.gov.my/" target="_blank" rel="noopener">KEMENTERIAN PELANCONGAN, SENI &amp; BUDAYA MALAYSIA</a>
&nbsp;

MOTAC

The outbreak pandemic is continuing to cause disruptions to many SMEs and is fundamentally changing the way to do business, now and in the future.&nbsp;
In times of crisis, accurate and timely information is the key. Sharing knowledge and practical experiences are proven forms of investment that pave the path to success.&nbsp;
This session will discuss the following matters:&nbsp;
- Highlight assistance and financing provided by SME Bank Malaysia&nbsp;
- Highlight issues confronting the SMEs and lesson learnt from the pandemic&nbsp;
- Ways to strategise businesses in the recovery phase which will be best orchestrated through three critical actions: reflect, restart, and revitalize.&nbsp;

Mohammad Hardee Ibrahim

Post Pandemic Recovery: REFLECT, RESTART & REVITALIZE

Explore business expansion opportunities with SME Bank and Anchor companies at the LOUNGE.
Please click <a href="https://events.hubilo.com/sme-bank-jom-xcess-2021-northern-region/lounge">HERE</a>

Business Clinic & Business Matching

The Halal industry consist of clusters, such as food &amp; beverage, cosmetics, personal care, agriculture, pharmaceutical, branding, packaging, Islamic finance, fashion, logistic, hospitality and travel.&nbsp;
&nbsp;
The value of the halal industry in Malaysia is estimated at RM37.7 billion (www.hdc.gov.my), which SHOULD BE CAPITALIZED by small and medium-sized enterprises (SMEs).&nbsp;
&nbsp;
Halal certification is a common strategy and marketing tool used by manufacturer &amp; entrepreneur to convince and notify their consumers that their products are Halal, Shariah-compliant &amp; safe to use!
&nbsp;
In Malaysia, the halal logo by Malaysian Islamic Development Department is the label consumer can rely on in determining the halal status of a product!
&nbsp;
Despite rising demand for Halal products and services, it is reported that almost 90% of SMEs owned by Bumiputeras operate without a Halal certificate!&nbsp;
Excited to be Halal Certified? Join us at our HalalXcess Lounge to find out more!

Afiq  Adham

Pensijilan Halal untuk Usahawan SME

Peluang Memiliki Francais Kedai Ayamas

Mohd Iswazi Mohd Isa

Kedai Ayamas Franchise Program

12 t/hari
<ul>
<li>Pembukaan oleh Pengacara Majlis</li>
<li>Bacaan Doa</li>
<li>Persembahan Multimedia</li>
<li>Ucapan Aluan oleh En. Aria Putera Ismail - Presiden Kumpulan / Ketua Pegawai Eksekutif SME Bank</li>
<li>Ucapan Perasmian oleh YB Tan Sri Noh Haji Omar - Menteri Pembangunan Usahawan dan Koperasi</li>
<li>Penyampaian Surat Penyertaan kepada Pelanggan-pelanggan di bawah program SME Relief Program (SRP, PEMULIH dan Penjana Tourism Financing (PTF)</li>
</ul>

Majlis Perasmian Jom XCESS di Peringkat Wilayah Utara

Lunch Break and you can network with other attendees at the LOUNGE.
Please click <a href="https://events.hubilo.com/sme-bank-jom-xcess-2021-northern-region/lounge">HERE</a>&nbsp;

Networking Lunch

Explore business expansion opportunities with SME Bank and Anchor companies at the LOUNGE.
Please click <a href="https://events.hubilo.com/sme-bank-jom-xcess-2021-northern-region/lounge">HERE</a>

PROGRAM

Speakers5 Speakers

Mohammad Hardee Ibrahim

Afiq Adham

Mohd Iswazi Mohd Isa

Mohammad Ryzal Abd Rahman

Dato' Sri Azmin Mustam Abdul Karim

SME Bank Group13 SME Bank Group

SME Bank Group

Seberang Jaya Enterprise Centre

Alor Setar Enterprise Centre

Program Financing

Treasury & Investment

Contract Financing

SME Bank TAKAFUL Services

SME Bank AssetsLink

CEDAR

ODELA

ScoreXCESS

Business Exports Programme (BEP)

Halal XCESS

Anchor Company5 Anchor Company

PETRO TEGUH (M) SDN BHD

PROWHEELS DISTRIBUTOR (M) SDN BHD

BATERIKU (M) SDN BHD

AYAMAS SHOPPE SDN BHD

CHATIME

MOTAC1 MOTAC

MOTAC

PROGRAM

Speakers.css-1s835jp{margin:0;font-size:1.4rem;font-weight:500;line-height:1.5;color:#d2d6cc;font-family:'Poppins',sans-serif;margin-left:0.8rem;}5 Speakers

Mohammad Hardee Ibrahim

Afiq Adham

Mohd Iswazi Mohd Isa

Mohammad Ryzal Abd Rahman

Dato' Sri Azmin Mustam Abdul Karim

SME Bank Group.css-rhmtyp{margin:0;font-size:1.4rem;font-weight:500;line-height:1.5;color:#d2d6cc;font-family:'Poppins',sans-serif;color:#ffffff;margin-left:0.8rem;font-weight:400;}13 SME Bank Group

SME Bank Group

Seberang Jaya Enterprise Centre

Alor Setar Enterprise Centre

Program Financing

Treasury & Investment

Contract Financing

SME Bank TAKAFUL Services

SME Bank AssetsLink

CEDAR

ODELA

ScoreXCESS

Business Exports Programme (BEP)

Halal XCESS

Anchor Company5 Anchor Company

PETRO TEGUH (M) SDN BHD

PROWHEELS DISTRIBUTOR (M) SDN BHD

BATERIKU (M) SDN BHD

AYAMAS SHOPPE SDN BHD

CHATIME

MOTAC1 MOTAC

MOTAC

Speakers5 Speakers

SME Bank Group13 SME Bank Group